💡 What Is Be U Al-Awfar?

Be U Al-Awfar is a Shariah-compliant investment account under the concept of Mudharabah. This means:

• You (the customer) provide the capital
• Bank Islam invests the funds on your behalf
• Profits are shared between you and the bank according to a pre-agreed ratio

Unlike a traditional savings account, Be U Al-Awfar gives you something extra — the opportunity to win prizes worth millions every month.

🎁 RM18 Million in Prizes to Be Won

By maintaining a minimum average monthly balance of RM100, you automatically qualify for Be U Al-Awfar’s prize draws.

✅ Over RM18 million in total prizes

✅ Monthly draws for cash, gadgets, and lifestyle experiences

✅ The more you invest, the more entries you earn, and the higher chances to win!

📝 How to Join Be U Al-Awfar Draw

Download the Be U app and open your account in minutes

Activate Be U Al-Awfar directly in the app by performing an initial investment of minimum RM100 into your Be U Al-Awfar account

Maintain at least RM100 monthly balance to qualify for the prize draws

💡 Pro tip: Use savings rule to automate your money into your Be U Al-Awfar Nest so you never miss the RM100 balance requirement.

📊 Example: How Entries Work

• RM100 balance → 1 entry
• RM1,000 balance → 10 entries
• RM1,500 balance → 15 entries

The higher your balance, the more entries you collect each month.

⚠️ Important to Know

Not a deposit account: Be U Al-Awfar is an investment account, not protected by PIDM

Shariah-compliant: Built on Shariah principles of Mudharabah

Please make sure that you have read the products’ Terms & Conditions and Product Disclosure Sheet, where applicable, on our website https://getbeu.com/legal-documents before agreeing to subscribe to any of the products.

🔗 How Al-Awfar Fits into Be U

Be U Al-Awfar is part of Be U’s smart money ecosystem:

• Be U Term Deposit-i → fixed, upfront profit rates
• Be U Nest → automate your savings goals
• Be U Visa Debit Card-i → spend seamlessly while managing your balance

🙋 FAQs

1. How do I qualify for the draw?

Maintain a minimum average balance of RM100 each month in your Be U Al-Awfar account to qualify for the draws.

2. How are entries calculated?

For every RM100 in your monthly average balance. For example, if you have an RM400 average balance in your Be U Al-Awfar account this month, you will get 4 entries for the draw.

3. Is my capital guaranteed?

No. Be U Al-Awfar is an investment account under Mudarabah and not protected by PIDM.

4. How do I open an account?

Simply download the Be U app and to activate your account, you need to perform an initial investment with a minimum amount of RM100 to your Be U Al-Awfar account via funds transfer.

For more information about Be U Al-Awfar, you can visit https://www.getbeu.com/product/Be-U-Al-Awfar

✨ Referral Bonus: Win-Win for All

You can also benefit from the Be U Al-Awfar Referral Campaign:

• Share your code with friends from the Be U app
• When they successfully open Be U Al-Awfar, you and your friend each get RM10
• No limits on how many friends you can refer — the more friends you invite and they successfully open Be U Al-Awfar account, the more rewards you enjoy

🚀 Start Investing, Start Winning

Be U Al-Awfar is your chance to combine Shariah-compliant investing with the opportunity to win prizes worth RM18 million. With just RM100 maintained monthly, you’re automatically in the draw — and with referrals, you can earn even more.

👉 Download the Be U app, activate Be U Al-Awfar, and start building your chance to win today.